According to Freddie Mac's weekly survey, the mortgage rates have edged down this week.
Last week the rates for a 30yr fixed mortgage were at 6.42%, and now have lowered to 6.37%.
FHA loan rates have also edged down, and have been helping many 1st time home buyers, and those who are looking to refinance to a lower rate.
Jumbo Loans have also lowered, but the credit crunch has been getting tighter.